Financial Literacy for Students Share On: Financial literacy is the ability to use knowledge and skills to make effective and informed money management decisions. According to the 2015 PISA 3 administration, which included U.S. students among the 15-year-olds tested on financial literacy, Overall, students from low-income backgrounds scored one proficiency level lower than their advantaged peers. 10 Lessons in Financial Literacy All College Students Should Learn Published by Jane Hodges on August 3, 2017 Ask a mid-lifer what they wished they’d learned in college, and chances are they’ll say they wished they had used their time more wisely or really knew more about financial literacy, because such knowledge would have set them up for more success in life. For … Student Financial Literacy. The results of the study indicate that there are four factors that influence the financial literacy awareness of students in Islamic finance and banking study programs in North Sumatra. Also, we should be able to give students some practical know-how, and you don’t have to be teaching economics to provide sound advice. As educators, we are responsible for more than just passing on knowledge and formulas; we are thought-makers and soul-crafters. Financial Literacy Can Balance Out Negative Spending Habits. Banks and credit unions should use this as an opportunity to reach young adults and students with content that fills a major gap in their education, teaching them financial literacy… That's how being smart about money makes a difference. At least 20 percent of students performed below the proficiency baseline. Gaining the knowledge and developing the skills to become financially literate is a lifelong process. Plus, students who have some A weekly round-up for teachers and students . A new, interactive financial literacy platform is helping intermediate school students learn practical money skills. This is sponsored content. 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